# BudgFolio

> BudgFolio is a personal finance platform that combines bite-sized financial education, daily money habits, budgeting tools, and multi-asset portfolio management into one app. Master your money in 3 minutes a day.

## What is BudgFolio?

BudgFolio helps people take control of their finances through five integrated tools:

1. **Learn** — Bite-sized personal finance lessons covering budgeting, saving, investing, crypto, and portfolio management. Structured learning paths from beginner to advanced.

2. **Habits** — Daily 3-minute money challenges and streak tracking that gamify financial discipline. Complete quick tasks daily to build consistency.

3. **Budget** — Income and expense tracking with custom categories, spending charts, and savings goals. Visual breakdowns updated in real time.

4. **Portfolio** — Multi-asset investment tracking across stocks, ETFs, crypto, real estate, commodities, collectibles, private equity, vehicles, businesses, and more. Includes allocation charts, rebalancing suggestions, and performance analytics.

5. **Macro Data** — Real-time macroeconomic indicators (interest rates, inflation, GDP, unemployment) to inform financial decisions.

## Pricing

- **Free** — Limited lessons, basic budgeting, view-only portfolio for 1 account, macroeconomic data. No credit card required.
- **Pro** — All lessons, unlimited habits/challenges, full budgeting, portfolio tracking for 3 accounts, rebalancing, detailed analytics.
- **Premium** — Everything in Pro plus unlimited accounts, advanced analytics, and priority support.
- **Lifetime** — One-time payment for permanent Premium access.

## Who is BudgFolio for?

BudgFolio is designed for anyone aged 18-40 who wants to improve their financial literacy and money management skills. It's particularly suited for:
- Beginners starting their financial journey
- Gen Z and millennials building financial habits
- Anyone who wants education + tools in one platform
- People tracking diverse asset portfolios (crypto, real estate, stocks, etc.)

## Key Features

- No credit card required for free tier
- Dark and light theme support
- Mobile-first responsive design
- GDPR, CCPA, and ePrivacy compliant
- Encrypted data at rest and in transit
- Row-Level Security on all database tables
- Crypto payment support via ATLOS

## Company

- Founded by Armin Parvin and Parand Shaghaghi
- Website: https://budgfolio.com
- Support: support@budgfolio.com
- Legal: legal@budgfolio.com

## Links

- Homepage: https://budgfolio.com
- Features: https://budgfolio.com/features
- Pricing: https://budgfolio.com/pricing
- How It Works: https://budgfolio.com/how-it-works
- About: https://budgfolio.com/about
- Contact: https://budgfolio.com/contact
- Roadmap: https://budgfolio.com/roadmap
- Security: https://budgfolio.com/security
- Privacy Policy: https://budgfolio.com/privacy-policy
- Terms of Use: https://budgfolio.com/terms-of-use